Peer Analysis


Performance Ratios (%) SBKO Peer Median Peer Average
ROAA 1.16 0.85 1.47
ROAE 14.43 9.26 12.28
Net Interest Margin 4.26 3.77 3.72
Efficiency Ratio 52.04 68.24 72.26
Loans / Deposits 88.38 74.42 74.18
Asset Quality Ratios (%)
NPAs / Assets 0.26 0.26 0.26
NCOs / Avg Loans 0.40 0.00 0.01
Reserves / Loans 1.41 1.24 1.41
Reserves / NPAs 411.01 292.34 313.00
Capital Ratios (%)
Tier 1 Capital NA 16.83 16.68
Tangible Equity / Tangible Assets 8.29 9.46 10.22
Total Equity / Total Assets 8.29 9.97 11.05
Market Ratios
Price / Earnings (x) 9.53 9.84 13.30
Price / Book (%) 125.48 103.13 120.61
Dividend Yield (%) 0.00 1.00 1.57
Data for trailing four quarters

Summit Bank Group, Inc.'s peer group consists of the following: Baker Boyer Bancorp (BBBK), Citizens Bancorp (CZBC), Clatsop Community Bank, Lewis & Clark Bancorp (LWCL), Oregon Bancorp, Inc. (ORBN), Oregon Pacific Bancorp (ORPB), Pacific Financial Corporation (PFLC), Pacific West Bank (PWBO), People's Bank of Commerce (PBCO), Willamette Community Bank (WMCB)

Summit Bank Group, Inc.'s financial data is as of 12/31/2020.

Peer financial data is as of 12/31/2020 except for these companies:

Lewis & Clark Bancorp's financial data is as of 9/30/2020.
Clatsop Community Bank's financial data is as of 3/31/2019.